SPIN, Inc. Flexible Spending Account Program Over-The-Counter Medicines & Products Eligible Expenses Quick Reference Guide
A recent IRS ruling (Revenue Ruling 2003-12:http//www.irs.gov/pub/irs-drop/rr-03-
102.pdf) allows reimbursement for over-the-counter (OTC) medicines and products from a health care flexible spending account when the OTC product is used for medical purposes. Under the SPIN, Inc. Flexible Benefits Program, eligible OTC medicines and products (name-brand and generics) are now reimbursable through your Flexible Spending Accounts. The SPIN, Inc. Flexible Benefits Program allows the same expenses as those allowed by the IRS. Below is a description of the three IRS defined categories, followed
by product examples for each category. Eligible OTC Medical Care Expenses
o Eligible items include medicines or products that alleviate or treat injuries or
illness for you and your dependents. These drugs and products are not cosmetic in nature, or merely beneficial to your general health. Claims for OTC medicines and products must include an adequate receipt which states the name of the medicine or product, the date purchased, and the amount paid. If your supermarket or pharmacy receipt does not include this information, you will need to copy the label from the product or its packaging, circle the correct amount on your receipt and submit this information with your claim. You do not need to provide a statement from a medical provider, or indicate a diagnosis in order to receive reimbursement.
Dual Purpose Products
o Certain OTC products are called dual purpose. That is because for some
individuals, the product is used to alleviate a medical condition, while others use the product for general health and well being. These products may be reimbursed through your Health Care Flexible Spending Account, but require a medical provider’s note stating your specific diagnosis or medical condition; a recommendation to take the specific OTC medicine to treat your condition; along with the adequate receipt/documentation of the product and cost.
o OTC products that are not medicines or that merely benefit your general health
are NOT reimbursable under your Health Care Flexible Spending Account.
ELIGIBLE OTC EXPENSES
Eligible medicines or products include medicines or products that alleviate or treat injuries or illness for you and your dependents. You do not need to provide a statement from a medical provider, or indicate a diagnosis in order to receive reimbursement.
Type/Class of Drug or Product Examples*
Actifed, Allerest, Benadryl, Chlor-Trimetron, Claritin, Contac, Sudafed
Aspirin, Advil, Ibuprofen, Naprosyn, Tylenol, Midol, Pamprin
Gas-X, Maalox, Mylanta, Tums, Pepcid AC, Prilosec OTC, Tagament HB, Zantac
Ex-Lax, Immodium AD, Kaopectate, Pepto-Bismol
Actidil, Actifed, Allerest, Benadryl, Claritin, Contac, Sudafed, Triaminic
Calamine, Cortaid, Hydrocortisone, Lanacort
Asthma Medicines Cold Sore/Fever Blister
Actifed, Advil Cold and Sinus, Afrin, Alka Seltzer Cold and Flu, Aleve Cold and Sinus, Dayquil, Dimetane, Nyquil, Pedicare, Sudafed, Thera-flu, Triaminic,
Contact Lens Supplies Contraceptive Products
Decongestants Dehydration Pedialyte Diaper Rash
Bandages, First Aid Kits, Cold/hot packs for injuries, Rubbing alcohol, Ace Wraps, Splints
Sunscreen Teething/Toothaches Orajel Topical Steroids
* The products listed here are examples, and do NOT constitute an endorsement or an exhaustive listings or reimbursable OTC products. DUAL PURPOSE MEDICINES AND PRODUCTS
These items may be reimbursed under a Health Care Flexible Spending Account with a licensed health care provider’s note stating your specific diagnosis or medical condition; a recommendation to take the specific OTC medicine to treat your condition, along with the adequate receipt/documentation of the product and cost.
Type/Class of Drug or Product Reimbursable Use Excluded Use EXCLUDED PRODUCTS
These items and products are not eligible expenses:
Type/Class of Drug or Product Examples*
Dental Floss, Toothpaste, Toothbrushes, Teeth Whitening kits
Deodorant, Shampoo, Body Sprays, Soaps, Chapstick, Moisturizers
Vitamins Herbal Supplements Dietary/Nutritional Supplements
7 gute Gründe, um als Paar die Erotik zu pflegen Die Sexualität ist eine wunderbare Erfindung der Natur, die eine Quelle von Freude, Lust und Lebendigkeit mit unserem Partner sein kann. Sie wird aber auch schnell gestört, wenn Paare Beziehungsprobleme entwickeln. Gleichzeitig hat Sexualität eine enorme Kraft, um positive Veränderungen zu unterstützen. Die Erotik ist deshalb auch in u
Group Health Insurance Specialists TCC, Inc. Preferred Drug List January 2006 NOTE: Drugs in ALL ALPHAGAN P CAPS are considered Brand-Named Drugs. abapentin alprazolam Drugs that are all lowercase are ACCU-CHEK considered Generic ARIMIDEX ACCUTANE ALTOPREV ARISTOCORT A acebutolol ARISTOCORT R acetaminophen w/butalbital